43. Woman: Why should the bank lend you this money?
Man: I’ve been saving here for almost five years.
Woman: Haven’t you been unemployed recently?
Man: Yes, but I’ve been living on my savings, not using an overdraft. I’m a reliable customer and I think my new business is an excellent investment. Some of your lending would be good for me and good for the bank, too.
What does the man do now? He is __________.
(A) applying a bank loan
(B) depositing some cash
(C) running up an overdraft
(D) saving a time-deposit。